In case you want to take advantage of Florida’s real estate opportunities, or deal with foreclosures, I recommend studying these sites, and making my recommended methodology part of your property acquisition strategy.
the methodology in a nutshell:
- fight the foreclosure of a valid note which the borrower breached, and you will eventually lose the house;
- attack the mortgage (its underlying torts, breaches, and errors), and you have a chance of winning.
If you want personal attention right now, save the attached Mortgage Attack Questionnaire with your name appended to the file name, then fill it in, and email it as instructed on the form.
Learn the law and become disposed to using it.
Civil – rules of civil procedure
Family Law – Family law forms are available on The Florida State Court website
Judicial Administration – rules of judicial administration
http://leg.state.fl.us – Florida Constitution and Statutes
|Chapter 95||LIMITATIONS OF ACTIONS; ADVERSE POSSESSION|
|Chapter 697||INSTRUMENTS DEEMED MORTGAGES AND THE NATURE OF A MORTGAGE|
|Chapter 698||CHATTEL MORTGAGES|
|Chapter 701||ASSIGNMENT AND CANCELLATION OF MORTGAGES|
|Chapter 702||FORECLOSURE OF MORTGAGES AND STATUTORY LIENS|
697.08 Equity skimming.— (1) It is unlawful for any person, with intent to defraud the owner of real property, to engage in equity skimming, which is, to: (a) Purchase, within a 3-year period, two or more single-family dwellings, two-family dwellings, three-family dwellings, or four-family dwellings, or a combination thereof, that are subject to a loan that is in default at the time of purchase or within 1 year after the time of purchase, which loan is secured by a mortgage or deed of trust;
(b) Fail to make payments under the mortgage or deed of trust as the payments become due, regardless of whether the purchaser is obligated on the loan; and
(c) Apply, or authorize the application of, rents from such dwellings for the person’s own use.
702.03 Certain foreclosures validated.
702.035 Legal notice concerning foreclosure proceedings.
702.04 Mortgaged lands in different counties.
702.05 Mortgaged lands sold for taxes.
702.06 Deficiency decree; common-law suit to recover deficiency.
702.065 Final judgment in uncontested proceedings where deficiency judgment waived; attorney’s fees when default judgment entered.
702.07 Power of courts and judges to set aside foreclosure decrees at any time before sale.
702.08 Effect of setting aside foreclosure decree.
702.10 Order to show cause; entry of final judgment of foreclosure; payment during foreclosure.